CapStone Mortgage Lending
We have loan programs customized to meet your needs and service to match. Whether you are purchasing a new home, a vacation home, maximizing tax benefits, or accessing accumulated equity, CapStone is your source for home financing.
We offer a variety of mortgage solutions, including:
One of the most popular mortgage loan options, a conventional mortgage offers borrowers competitive fixed- or adjustable-interest rate options. Fixed-rate mortgages are ideal for borrowers who want a predictable payment over the lifetime of the loan, while an adjustable-rate mortgage can be advantageous for borrowers in specific circumstances.
Insured by the Federal Housing Administration, a FHA loan offers qualified borrowers a fixed-rate loan ideal for first-time homebuyers looking for flexible qualifying criteria and a low down payment.
VA loans are guaranteed by the U.S. Department of Veteran Affairs and are available to eligible service personnel or veterans interested in purchasing or refinancing a home. VA loans offer favorable loan terms such as low or no down payment or private mortgage insurance (PMI).
Exclusively for borrowers interested in purchasing a home in a rural area, a USDA loan requires little or no down payment allowing borrowers to finance up to 100% of the property’s value.
Talk to a lender today to learn more and explore which loan option is best for you.