Loans

CapStone Bank is your source for competitive loan interest rates and flexible terms.  Our experienced loan officers can help you with a full range of options, including home equity lines of credit and other types of financing. Just tell us what you’re trying to accomplish, and we’ll work with you to determine the best way for you to finance it.  

• Home Equity Lines of Credit
• Primary Residence
• Construction Loans
• Residential Lot Loans
• Deposit-Secured Loans
• Stock-Secured Loans

Mortgage Lending

We have loan programs customized to meet your needs and service to match. Whether you are purchasing a new home, a vacation home, maximizing tax benefits, or accessing accumulated equity, CapStone is your source for home financing. We offer a variety of mortgage solutions, including:

• Conventional (fixed or adjustable rate)
• FHA
• VA
• USDA

Talk to a lender today to learn more.

Overdraft Protection

A personal line of credit linked to your CapStone Bank checking account gives you an instant loan when you need extra cash and protects you from accidental overdrafts. You never pay for it until you use it.

All CapStone Bank loans are subject to credit approval.